Household credit conditions archive — MarketHoundLab

Dated notes for household and consumer debt-service ratios, household debt to GDP, credit capacity, access and distress. Evidence is official Federal Reserve / BIS via FRED; each note captures a new observation quarter.

August 2026

Wed 5 Aug 2026

Household DSR 11.16% · consumer DSR 5.29% · card delinquency 2.92%

debt/GDP 68.55 · card charge-off 3.84%

/money/household-credit/archive/2026-08-05.json · JSON

January 2026

Thu 1 Jan 2026

Household DSR 11.16%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2026-01-01.json · JSON

October 2025

Wed 1 Oct 2025

Household DSR 11.32%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2025-10-01.json · JSON

July 2025

Tue 1 Jul 2025

Household DSR 11.23%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2025-07-01.json · JSON

April 2025

Tue 1 Apr 2025

Household DSR 11.12%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2025-04-01.json · JSON

January 2025

Wed 1 Jan 2025

Household DSR 11.11%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2025-01-01.json · JSON

October 2024

Tue 1 Oct 2024

Household DSR 11.12%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2024-10-01.json · JSON

July 2024

Mon 1 Jul 2024

Household DSR 11.14%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2024-07-01.json · JSON

April 2024

Mon 1 Apr 2024

Household DSR 11.02%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2024-04-01.json · JSON

January 2024

Mon 1 Jan 2024

Household DSR 11.06%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2024-01-01.json · JSON

October 2023

Sun 1 Oct 2023

Household DSR 11.10%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2023-10-01.json · JSON

July 2023

Sat 1 Jul 2023

Household DSR 10.75%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2023-07-01.json · JSON

April 2023

Sat 1 Apr 2023

Household DSR 10.58%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2023-04-01.json · JSON

January 2023

Sun 1 Jan 2023

Household DSR 10.56%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2023-01-01.json · JSON

October 2022

Sat 1 Oct 2022

Household DSR 10.74%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2022-10-01.json · JSON

July 2022

Fri 1 Jul 2022

Household DSR 10.57%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2022-07-01.json · JSON

April 2022

Fri 1 Apr 2022

Household DSR 10.68%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2022-04-01.json · JSON

January 2022

Sat 1 Jan 2022

Household DSR 10.47%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2022-01-01.json · JSON

October 2021

Fri 1 Oct 2021

Household DSR 10.23%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2021-10-01.json · JSON

July 2021

Thu 1 Jul 2021

Household DSR 10.01%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2021-07-01.json · JSON

April 2021

Thu 1 Apr 2021

Household DSR 9.84%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2021-04-01.json · JSON

January 2021

Fri 1 Jan 2021

Household DSR 9.05%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2021-01-01.json · JSON

October 2020

Thu 1 Oct 2020

Household DSR 10.39%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2020-10-01.json · JSON

July 2020

Wed 1 Jul 2020

Household DSR 10.06%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2020-07-01.json · JSON

April 2020

Wed 1 Apr 2020

Household DSR 9.74%

Official FRED evidence — see the dated note for the full series set.

/money/household-credit/archive/2020-04-01.json · JSON